-0.95% is the change from 105 to 104
Calculation steps:
[( 104 - 105 ) ÷ 105] x 100 = -0.95%
Formula
Percentage change = [(104 - 105) / 105] x 100
Subtract the new number by the original number
104 - 105 = -1
-1 ÷ 105 = -0.009523809523809525
-0.009523809523809525 x 100 = -0.95%