-0.51% is the change from 196 to 195
Calculation steps:
[( 195 - 196 ) ÷ 196] x 100 = -0.51%
Formula
Percentage change = [(195 - 196) / 196] x 100
Subtract the new number by the original number
195 - 196 = -1
-1 ÷ 196 = -0.00510204081632653
-0.00510204081632653 x 100 = -0.51%