-4.82% is the change from 415 to 395
Calculation steps:
[( 395 - 415 ) ÷ 415] x 100 = -4.82%
Formula
Percentage change = [(395 - 415) / 415] x 100
Subtract the new number by the original number
395 - 415 = -20
-20 ÷ 415 = -0.04819277108433735
-0.04819277108433735 x 100 = -4.82%