-1.04% is the change from 96 to 95
Calculation steps:
[( 95 - 96 ) ÷ 96] x 100 = -1.04%
Formula
Percentage change = [(95 - 96) / 96] x 100
Subtract the new number by the original number
95 - 96 = -1
-1 ÷ 96 = -0.010416666666666666
-0.010416666666666666 x 100 = -1.04%