-2.8% is the change from 965 to 938
Calculation steps:
[( 938 - 965 ) ÷ 965] x 100 = -2.8%
Formula
Percentage change = [(938 - 965) / 965] x 100
Subtract the new number by the original number
938 - 965 = -27
-27 ÷ 965 = -0.027979274611398965
-0.027979274611398965 x 100 = -2.8%