-1.03% is the change from 975 to 965
Calculation steps:
[( 965 - 975 ) ÷ 975] x 100 = -1.03%
Formula
Percentage change = [(965 - 975) / 975] x 100
Subtract the new number by the original number
965 - 975 = -10
-10 ÷ 975 = -0.010256410256410256
-0.010256410256410256 x 100 = -1.03%